As Household Loans Continue to Increase, Banks Respond by Raising Interest Rates Several Times,
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, ‘[Edaily Reporter Jung Doo-ri] Woori Bank and NH Nonghyup Bank are raising interest rates on home mortgage loans for household loan management purposes.’,
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, ‘According to the financial sector on the 13th, Woori Bank decided to raise the face-to-face home mortgage loan (5-year adjustable) rate by 0.3 percentage points from the 20th. The rate for non-face-to-face apartment home mortgage loans (5-year adjustable) will also increase by 0.1 percentage points.’,
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, ‘This marks the fourth rate hike within a month, following rate hikes on home mortgage and rental security loans on the 12th and 24th of last month and the 2nd of this month.’,
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, ‘NH Nonghyup Bank also decided to raise home mortgage loan rates by 0.3 percentage points starting from the 14th. NH Nonghyup Bank had previously raised rates by 0.2 percentage points each for face-to-face home mortgage loan periodic and mixed products on the 24th of last month.’,
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, ‘As home prices, especially in the greater Seoul area, continue to rise, leading banks are managing the total amount of household loans by consecutive rate hikes. As of the 8th, the total household loan balance of the five major banks (KB Kookmin, Shinhan, Hana, Woori, NH Nonghyup) increased by 2 trillion 474.7 billion won from the end of July, reaching 718 trillion 213 billion won.’,
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