[이데일리 정병묵 기자] KB Financial Group Public Interest Foundation conducted a rental scam prevention education targeting over 300 young residents of Seongnam City at the Onnuri Hall in Seongnam City Hall on the 31st. KB Financial Group Public Interest Foundation and Seongnam City collaborated on this education to explain various situations and responses that tenants may encounter in the process of leasing, essential matters to confirm when signing a lease contract such as how to check the land register, and financial support products and policies for housing stability for young people.
In particular, they conducted an in-depth analysis of recent cases of damage, such as ‘zero-capital gap investment,’ where buildings are purchased only with loans and tenants’ lease deposits without any personal capital, and ’empty-shell lease housing,’ where the debt, including the lease deposit, exceeds the house value, making it impossible for the landlord to refund the deposit to the tenant even if they sell the house, and systematically explained fraud types, prevention methods, and more.
A KB Financial Group Public Interest Foundation official stated, “Rental scams targeting social and young age groups are extremely harsh trials for young individuals who dream of independence,” adding that “KB Financial Group will make every effort to prevent the prevalent social issue of rental scams by providing various support for housing stability for young people.”
Meanwhile, the KB Financial Group Public Interest Foundation has been supporting around 2,000 rental scam victims by providing a total of approximately 1.4 billion won in execution rights acquisition costs and auction brokerage fees through the ‘KB Secure Rental Program,’ which is being implemented in cooperation with KB Kookmin Bank, the Ministry of Land, Infrastructure and Transport, and the Korea Housing Finance Corporation until March this year.